STAGE 1 · DEMO ONLY · England private rules only; other scopes need review · No real tenant data
Sapphire / Landlord Workspace
Landlord Workspace
Landlord guidesFictional records only. Changes reset on refresh. Real data, file uploads and tenant access are disabled pending secure sign-in and per-property permissions. No legal compliance is certified.
Demo · illustrative figures
Financial history
Illustrative figures from fictional demo entries. Tax treatments are labels you choose — nothing is assumed to be tax-deductible, and this is not HMRC-compliant record-keeping, tax or accounting advice. Have a qualified accountant review before relying on any figure. Entries reset on refresh. Costs and receipts are added in Receipts & invoices. Weighing a decision? Try Sell or keep?
Simulated role — demo only
Switching role simulates an invitation-based login. No invitations, emails or notifications are sent to anyone.
Total invested (capital, paid)
£190,550.00
Items you labelled capital
Paid costs — all types
£191,380.00
Rental income (optional)
£1,450.00
Cash flow (income − paid costs)
-£189,930.00
Outstanding invoices
£90.00
By treatment
| Capital cost | £190,550.00 |
| Revenue expense | £420.00 |
| Finance cost | £410.00 |
| Private / non-allowable | £0.00 |
| Accountant review | £0.00 |
Expense breakdown
| Purchase price | £185,000.00 |
| Stamp Duty Land Tax (SDLT) | £5,550.00 |
| Repairs | £420.00 |
| Finance costs | £410.00 |
Running totals · UK tax year (6 Apr–5 Apr)
| Period | Paid costs | Income | Net | Cumulative costs |
|---|---|---|---|---|
| 2021/22 | £190,550.00 | £0.00 | -£190,550.00 | £190,550.00 |
| 2026/27 | £830.00 | £1,450.00 | £620.00 | £191,380.00 |
Paid costs use the payment date. UK tax year runs 6 April to 5 April.
Categories & treatment labels
Defaults are suggestions only. Changing a label here affects new entries; existing entries keep their own label.
- Purchase price
- Stamp Duty Land Tax (SDLT)
- Acquisition legal & survey fees
- Initial renovation
- Capital improvements
- Repairs
- Servicing & compliance
- Replacements
- Insurance
- Service charges & ground rent
- Agent & professional fees
- Finance costs
- Other
Settings & help
Local demo only; not monitored. For urgent property concerns, use the existing emergency guidance, not feedback.