STAGE 1 · DEMO ONLY · England private rules only; other scopes need review · No real tenant data
Sapphire / Landlord Workspace
Landlord Workspace
Landlord guidesFictional records only. Changes reset on refresh. Real data, file uploads and tenant access are disabled pending secure sign-in and per-property permissions. No legal compliance is certified.
Demo · fictional records
Profitability & scenarios
Hypothetical calculator using assumptions you edit. Not investment, mortgage or tax advice; ignores tax, inflation and many real-world costs. Speak to a regulated adviser and accountant before deciding.
Compare hold vs sell in Sell or keep?. Starting values come from Financial history and the cost forecast (recorded: paid £191,380.00, income £1,450.00). Monthly rent and value are sample assumptions — edit them. Current value defaults to purchase price; no valuation is made.
Total invested
£190,550.00
Rent after voids / yr
£10,961.54
Cash flow / yr (pre-tax)
£5,351.54
Gross yield
6.0%
Net yield (before finance)
5.4%
Hypothetical: sell now (net of costs)
£181,300.00
Hypothetical: hold 5y then sell + cash flow
£208,057.70
Repair or replace? (hypothetical)
Keep repairing: £1,500.00 · Replace: £1,450.00 — under these assumptions only, “replace” is lower. Safety, condition and professional advice may matter more than cost.
Settings & help
Local demo only; not monitored. For urgent property concerns, use the existing emergency guidance, not feedback.